Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Credit Underwriting
September 25, 2026
Ask five underwriters at five different NBFCs what a complete MSME credit review looks like, and you’ll likely get five different answers,…
Credit Underwriting
September 25, 2026
Underwriting is usually built around a single unit of analysis: one borrower, one loan file, one primary bank account. That’s a reasonable…
Credit Underwriting
September 24, 2026
Most underwriting effort in MSME lending happens before disbursement: verifying income, checking obligations, sizing the loan. What happens to the money afterward…
Credit Underwriting
September 24, 2026
A loan application states a monthly income figure. The underwriting question is simple to ask and less simple to answer: does the…
Credit Underwriting
September 23, 2026
A borrower with a strong bureau score and no repayment history issues can still be a poor credit risk today if their…
MSME Lending
September 23, 2026
A significant share of India’s MSMEs don’t have the kind of collateral or lengthy audited financial history that traditional lending was built…
