Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Product Updates
June 24, 2026
A credit card account at 99.3% utilisation — Rs 49,667 outstanding balance on a Rs 50,000 credit limit — is one of…
Product Updates
June 24, 2026
Bank frauds in India crossed Rs 36,000 crore in the first nine months of FY2025-26, per RBI data. A significant proportion of…
Product Updates
June 22, 2026
A business loan application from a promoter-led company in SME credit decision-making rarely involves a single credit profile. It typically involves at…
Product Updates
June 19, 2026
The most common framing of Account Aggregator vs PDF bank statements in India’s lending industry presents a binary choice: either collect data…
Product Updates
June 19, 2026
Credit Bureau Analysis for Collections: The Signals Underwriting Teams Miss The bureau report a collections manager pulls when chasing an overdue account…
Product Updates
June 18, 2026
When an MSME borrower submits their income declaration for a business loan, a lender has two options: accept it as stated or…
