Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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MSME Lending
May 3, 2026
GST calculation errors cost Indian businesses significant working capital every year through ITC rejections caused by incorrect tax amounts on invoices, reconciliation…
MSME Lending
May 3, 2026
India’s Goods and Services Tax replaced a fragmented web of 17 central and state levies when it came into force on July…
Credit Underwriting
April 22, 2026
Two borrowers sit in the same credit queue with the same salary band. Both carry CIBIL scores above 720. On paper, they…
Lending Technology
March 25, 2026
Automated bank statement analysis processes a loan file in under 60 seconds. Manual review takes 20–40 minutes for the same file. That…
Credit Underwriting
March 24, 2026
FOIR calculation is one of the first checks a lender runs when evaluating a loan application. FOIR stands for Fixed Obligation to…
Featured
March 8, 2026
Over 75% of loan applications in India now rely on bank statement data as a primary input for credit decisioning. Yet for…
