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What is GST? A Complete Guide for Indian Businesses
India’s Goods and Services Tax replaced a fragmented web of 17 central and state levies when it came into force
Shivam Jadon
May 3, 2026
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India’s Goods and Services Tax replaced a fragmented web of 17 central and state levies when it came into force
Two borrowers sit in the same credit queue with the same salary band. Both carry CIBIL scores above 720. On
Automated bank statement analysis processes a loan file in under 60 seconds. Manual review takes 20–40 minutes for the same
FOIR calculation is one of the first checks a lender runs when evaluating a loan application. FOIR stands for Fixed
Over 75% of loan applications in India now rely on bank statement data as a primary input for credit decisioning.
Credit appraisal is the process through which a lender evaluates whether a borrower can repay a loan. For NBFCs in
Bank statement analysis red flags are the warning signs that tell a lender something is wrong with a borrower’s financial
Account aggregator is a new class of RBI-licensed NBFC that enables consent-based sharing of financial data between institutions in India.
A fake bank statement is one of the most common instruments of loan fraud in India, and it is costing