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Risk & Compliance

September 8, 2026

What Is the SARFAESI Act? How NBFCs Use It to Recover Secured Loans Without Court Orders

A borrower defaults on a Rs 45 lakh LAP and goes silent. The NBFC has a registered mortgage on a residential property…

Chailsee Yadav's avatar
Chailsee Yadav
Risk & Compliance

September 8, 2026

What Is Delinquency Bucket Management in NBFC Collections? How Lenders Track Overdue Loans

Every overdue loan is not the same. A payment missed yesterday is a very different situation from a payment missed 75 days…

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Chailsee Yadav
Credit Underwriting

September 8, 2026

What Is Gross NPA vs Net NPA? How to Read NBFC Asset Quality Metrics

When an NBFC publishes its quarterly results, two asset quality numbers appear side by side: Gross NPA and Net NPA. They measure…

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Chailsee Yadav
Featured

September 7, 2026

FinEye at GFF 2026: Connecting the Data Behind Smarter MSME Underwriting

Every MSME lender at Global Fintech Fest 2026 arrives with the same fundamental challenge: You have access to more financial data than…

Shivam Jadon's avatar
Shivam Jadon
Credit Underwriting

September 7, 2026

What Is DPD in Credit Bureau Reports? Days Past Due Explained for Lenders and Borrowers

Every loan has a payment due date. The moment that date passes without payment, a counter starts. The number of days since…

Chailsee Yadav's avatar
Chailsee Yadav
Credit Underwriting

September 7, 2026

What Is a New-to-Credit Borrower? How NBFCs Assess Borrowers Without Credit History

A 26-year-old software engineer with three years of employment, a clean bank account with Rs 65,000 in monthly salary credits, no existing…

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Chailsee Yadav