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One time settlement in NBFC lending process showing loan recovery evaluation and settlement decision Risk & Compliance

August 7, 2026

One-Time Settlement in NBFC Lending: How OTS Decisions Are Made in India

A one-time settlement (OTS) is the most consequential NBFC credit risk management tool. It permanently closes a defaulted account for less than…

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Chailsee Yadav
Credit Officer Training for NBFCs with underwriting analysis and credit assessment Credit Underwriting

August 6, 2026

Credit Officer Training for NBFC Underwriting in India: Building the Right Analytical Skills

Most credit officer training programmes in Indian NBFCs focus on process compliance: follow the checklist, fill the template, meet the TAT. These…

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Chailsee Yadav
Real Estate Credit Risk for NBFCs showing construction project risk assessment Credit Underwriting

August 6, 2026

Real Estate Sector Credit Risk for NBFCs: Underwriting Borrowers in Construction and Property

Real estate and construction are the sectors with the highest NPA rates in Indian NBFC portfolios over the past decade. The reasons…

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Chailsee Yadav
NBFC loan processing time workflow showing underwriting TAT stages and automation Lending Technology

August 5, 2026

Loan Processing Time for NBFCs in India: How to Reduce TAT Without Compromising Credit Quality

In today’s competitive lending environment, turnaround time (TAT) has become one of the most important competitive dimensions in NBFC lending. Furthermore, faster…

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Chailsee Yadav
NBFC SRO framework showing RBI digital lending compliance structure Risk & Compliance

August 5, 2026

NBFC Self-Regulatory Organisations in India: How SROs Work for Digital Lenders

In August 2024, the RBI announced its framework for Self-Regulatory Organisations (SROs) for non-bank lenders, particularly those engaged in digital lending. Subsequently,…

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Chailsee Yadav
RBI NBFC Governance Directions 2025 compliance framework for NBFC boards Risk & Compliance

August 4, 2026

RBI NBFC Governance Directions 2025: What Every NBFC Board Must Know and Do

On 28 November 2025, the Reserve Bank of India issued the Non-Banking Financial Companies Governance Directions 2025. For the first time in…

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Chailsee Yadav