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Diagram explaining the RBI ECL Framework 2026 with Stage 1, Stage 2, Stage 3, PD, LGD, and EAD models. Risk & Compliance

August 3, 2026

RBI Expected Credit Loss Framework 2026: What Banks and NBFCs Must Prepare For

On 27 April 2026, the Reserve Bank of India issued its final directions on Expected Credit Loss provisioning. In contrast, the ECL…

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Chailsee Yadav
Responsible Lending for NBFCs using ESG principles in credit assessment Risk & Compliance

July 31, 2026

Responsible Lending in India: What ESG Means for NBFC Credit Assessment and Operations

Environmental, Social, and Governance (ESG) considerations are entering NBFC credit operations through two channels simultaneously: regulatory requirements from the RBI and investor…

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Chailsee Yadav
Lending Technology

July 29, 2026

Explainable AI in Credit Underwriting: What the RBI Requires and How to Build It

Explainable AI in Credit Underwriting enables NBFCs to automate credit decisions while meeting RBI requirements for transparency, auditability, and borrower-friendly explanations. Moreover,…

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Chailsee Yadav
Risk & Compliance

July 29, 2026

Synthetic Identity Fraud in NBFC Lending in India: Detection and Prevention

Synthetic identity fraud uses a combination of real and fabricated identity components to create an identity that passes KYC verification but belongs…

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Chailsee Yadav
Risk & Compliance

July 28, 2026

Launching a New Loan Product at an NBFC in India: A Credit Risk Checklist

An NBFC Loan Product Launch requires a Board-approved credit policy, a compliant consent framework, and a documented underwriting process before the first…

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Chailsee Yadav
Risk & Compliance

July 28, 2026

NPA Recovery Strategies for NBFCs in India: Legal and Operational Toolkit

NPA Recovery Strategies help NBFCs maximise recoveries from non-performing assets through legal action, negotiated settlements, and portfolio sales. Choosing the right recovery…

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Chailsee Yadav