Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Risk & Compliance
July 11, 2026
NBFC lending fraud in India operates at three distinct stages: origination fraud, servicing fraud, and collections fraud. Origination fraud involves fabricated documents,…
Credit Underwriting
July 10, 2026
Payslip verification is frequently the most shortcut step in salaried personal loan underwriting. These shortcuts happen because high application volumes, standardised formats,…
Lending Technology
July 8, 2026
NBFC credit risk management is still managed primarily through manual prioritisation: which accounts have the highest outstanding, which have the largest number…
Credit Underwriting
July 7, 2026
A CIBIL bureau report is a structured document with approximately 11 distinct data sections, each requiring different analytical interpretation. For a new…
Credit Underwriting
July 6, 2026
Personal loan underwriting for salaried borrowers is the highest-volume credit product at most Indian NBFCs and the product most susceptible to credit…
Risk & Compliance
July 4, 2026
Consider a borrower with a CIBIL score of 698. Based on actual repayment behaviour, their score should sit closer to 730. A…
