Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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MSME Lending
July 3, 2026
A borrower with a score of 710 applied for a ₹20 lakh business loan last year and was declined. Eight months later,…
Credit Underwriting
July 2, 2026
A business loan applicant presents with a CIBIL score of 745, zero personal loans outstanding, no settled or written-off accounts, and a…
Risk & Compliance
July 1, 2026
Nine address variations. Seven phone numbers. Four different name formats. All attached to the same PAN number across different lenders in a…
MSME Lending
July 1, 2026
A borrower presents with a CIBIL score of 718 and 20 credit enquiries in the past 12 months. Another presents with a…
Lending Technology
June 30, 2026
The standard NBFC underwriting TAT in India for a Rs 25 lakh SME loan is 3-7 business days. The fastest digital lenders…
Credit Underwriting
June 30, 2026
Audited financial statements are the most formal borrower financial document a lender receives. They carry a CA’s signature, they conform to accounting…
