Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Credit Underwriting
August 26, 2026
Credit assessment at origination uses publicly available documents, bank statements, bureau reports, GST filings, ITRs and structured analysis. Most of the time,…
Credit Underwriting
August 26, 2026
A borrower with a home loan EMI, two personal loans, a credit card revolving balance, and a vehicle loan EMI is spending…
Credit Underwriting
August 25, 2026
Most bank statement analysis tools in India are built and tested on the statements of the major private sector and public sector…
Risk & Compliance
August 24, 2026
By the time a loan is classified as NPA, the borrower has typically been in financial difficulty for months. The income has…
Risk & Compliance
August 24, 2026
Bank frauds in India exceeded Rs 36,000 crore in the first nine months of FY2025–26, according to RBI data. A significant portion…
Lending Technology
August 24, 2026
A lot of activities occur between the time a borrower applies for a loan and the time they receive money in their…
