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Lending Technology

July 29, 2026

Explainable AI in Credit Underwriting: What the RBI Requires and How to Build It

Explainable AI in Credit Underwriting enables NBFCs to automate credit decisions while meeting RBI requirements for transparency, auditability, and borrower-friendly explanations. Moreover,…

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Chailsee Yadav
Risk & Compliance

July 29, 2026

Synthetic Identity Fraud in NBFC Lending in India: Detection and Prevention

Synthetic identity fraud uses a combination of real and fabricated identity components to create an identity that passes KYC verification but belongs…

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Chailsee Yadav
Risk & Compliance

July 28, 2026

Launching a New Loan Product at an NBFC in India: A Credit Risk Checklist

An NBFC Loan Product Launch requires a Board-approved credit policy, a compliant consent framework, and a documented underwriting process before the first…

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Chailsee Yadav
Risk & Compliance

July 28, 2026

NPA Recovery Strategies for NBFCs in India: Legal and Operational Toolkit

NPA Recovery Strategies help NBFCs maximise recoveries from non-performing assets through legal action, negotiated settlements, and portfolio sales. Choosing the right recovery…

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Chailsee Yadav
MSME Lending

July 27, 2026

Working Capital Cycle Analysis for NBFC MSME Lending: Beyond the Balance Sheet

Working capital loans are the most common MSME credit product. They are also the most commonly sized incorrectly because most working capital…

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Chailsee Yadav
Featured

July 27, 2026

AI Search Visibility for Fintech Brands in India: How to Get Cited in AI Answers

When an NBFC credit officer asks ChatGPT, “What is the best bank statement analysis tool for NBFCs in India?” the answer is…

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Chailsee Yadav