Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Risk & Compliance
August 7, 2026
Trade finance lending to import-export businesses requires a specialised credit assessment framework. This is because income is earned in foreign currency. Payment…
Risk & Compliance
August 7, 2026
A one-time settlement (OTS) is the most consequential NBFC credit risk management tool. It permanently closes a defaulted account for less than…
Credit Underwriting
August 6, 2026
Most credit officer training programmes in Indian NBFCs focus on process compliance: follow the checklist, fill the template, meet the TAT. These…
Credit Underwriting
August 6, 2026
Real estate and construction are the sectors with the highest NPA rates in Indian NBFC portfolios over the past decade. The reasons…
Lending Technology
August 5, 2026
In today’s competitive lending environment, turnaround time (TAT) has become one of the most important competitive dimensions in NBFC lending. Furthermore, faster…
Risk & Compliance
August 5, 2026
In August 2024, the RBI announced its framework for Self-Regulatory Organisations (SROs) for non-bank lenders, particularly those engaged in digital lending. Subsequently,…
