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RBI NBFC Governance Directions 2025 compliance framework showing Board, CCO and governance structure Risk & Compliance

August 3, 2026

RBI NBFC Governance Directions 2025: What Every NBFC Board Must Know and Do

On 28 November 2025, the Reserve Bank of India issued the Non-Banking Financial Companies Governance Directions 2025. For the first time in…

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Chailsee Yadav
Diagram explaining the RBI ECL Framework 2026 with Stage 1, Stage 2, Stage 3, PD, LGD, and EAD models. Risk & Compliance

August 3, 2026

RBI Expected Credit Loss Framework 2026: What Banks and NBFCs Must Prepare For

On 27 April 2026, the Reserve Bank of India issued its final directions on Expected Credit Loss provisioning. In contrast, the ECL…

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Chailsee Yadav
CGTMSE guarantee for NBFC loans supporting collateral-free MSME lending MSME Lending

July 31, 2026

CGTMSE Guarantee for NBFC Loans in India: How the Credit Guarantee Scheme Works

CGTMSE guarantee for NBFC loans, therefore, enables registered lenders to provide collateral-free MSME financing while reducing credit risk through government-backed guarantee coverage.…

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Chailsee Yadav
Responsible Lending for NBFCs using ESG principles in credit assessment Risk & Compliance

July 31, 2026

Responsible Lending in India: What ESG Means for NBFC Credit Assessment and Operations

Environmental, Social, and Governance (ESG) considerations are entering NBFC credit operations through two channels simultaneously: regulatory requirements from the RBI and investor…

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Chailsee Yadav
MSME Lending

July 30, 2026

Debt Restructuring for MSME Borrowers in India: How NBFCs Should Assess and Implement

MSME Debt Restructuring helps viable businesses overcome temporary financial stress through revised loan terms. For NBFCs, successful restructuring depends on accurate viability…

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Chailsee Yadav
Lending Technology

July 30, 2026

Choosing a Credit Analysis Platform for Your NBFC: A Vendor Evaluation Framework

A Credit Analysis Platform for NBFCs plays a critical role in improving underwriting quality, ensuring RBI compliance, and automating credit decisions. Choosing…

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Chailsee Yadav