Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Risk & Compliance
August 10, 2026
On 29 April 2026, the RBI announced revisions to the Scale-Based Regulation (SBR) asset-size thresholds that determine NBFC layer classification. The framework…
Credit Underwriting
August 10, 2026
Electric vehicle financing is one of the fastest-growing NBFC lending segments in India in 2026. Green NBFCs like Ecofy, Mufin Green Finance,…
Risk & Compliance
August 8, 2026
Borrowers commonly declare rental income in Indian loan applications, but lenders verify it less effectively than other income sources. It is easy…
Risk & Compliance
August 8, 2026
Non-Resident Indian (NRI) lending is a structurally different underwriting challenge from domestic MSME or personal loan assessment. The income source is overseas.…
Risk & Compliance
August 7, 2026
Trade finance lending to import-export businesses requires a specialised credit assessment framework. This is because income is earned in foreign currency. Payment…
Risk & Compliance
August 7, 2026
A one-time settlement (OTS) is the most consequential NBFC credit risk management tool. It permanently closes a defaulted account for less than…
