Fresh insights on credit risk, AI in lending, financial compliance, and data-driven decision-making; written for the professionals reshaping modern finance.
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Risk & Compliance
August 17, 2026
The Reserve Bank of India (Non-Banking Financial Companies Credit Cards: Issuance and Conduct) Directions 2025, issued on 28 November 2025, govern the…
Risk & Compliance
August 17, 2026
Partial Credit Enhancement (PCE) is a mechanism through which a regulated entity, typically a bank or NBFC, provides a guarantee or irrevocable…
Risk & Compliance
August 15, 2026
Lending Service Providers (LSPs) are the technology companies, fintech platforms, and DSA networks through which NBFCs originate, underwrite, and service digital loans…
Credit Underwriting
August 15, 2026
The Account Aggregator framework launched in 2021 with banks as the primary Financial Information Providers (FIPs). By 2026, the ecosystem will have…
Risk & Compliance
August 14, 2026
The 2018 NBFC liquidity crisis, triggered by IL&FS’s default and the subsequent collapse of confidence in NBFC commercial paper, exposed a structural…
Risk & Compliance
August 14, 2026
Fraud in NBFC digital lending has evolved at the same pace as the lending platforms themselves. First-generation fraud- fake identity documents and…
