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UPI credit line for NBFCs underwriting and risk management Lending Technology

August 13, 2026

UPI Credit Line Scale-Up in India 2026: What NBFCs Need to Know Now

Credit on UPI, allowing pre-approved NBFC credit lines to be accessed directly through UPI payment flows, has scaled significantly since the NPCI…

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Chailsee Yadav
Green lending for NBFCs in India credit assessment framework Credit Underwriting

August 13, 2026

Green Lending for Indian NBFCs: Credit Assessment for Solar, EV, and Sustainable Finance in 2026

Green lending has moved from a niche segment to a mainstream NBFC growth strategy in 2026. Dedicated green NBFCs Ecofy (Rs 1,400…

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Chailsee Yadav
ICA framework for NBFCs and stressed asset resolution process Risk & Compliance

August 12, 2026

Inter-Creditor Agreement Framework for NBFCs: Resolving Stressed Assets Under RBI Directions 2025

When a large borrower faces financial stress across multiple lenders simultaneously, the collective action problem is the central recovery challenge: each lender…

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Chailsee Yadav
NBFC-MFI Directions 2025 microfinance compliance rules Risk & Compliance

August 12, 2026

NBFC-MFI Directions 2025: What Changed for Microfinance Lenders in India

The November 2025 Master Directions consolidation issued dedicated microfinance-specific directions, the Reserve Bank of India (NBFC-MFI) Directions 2025, replacing the scattered MFI…

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Chailsee Yadav
RBI wilful defaulter directions for NBFCs and classification process Risk & Compliance

August 11, 2026

RBI Wilful Defaulter Directions 2025: How NBFCs Must Identify and Report Wilful Defaulters

The RBI issued the Reserve Bank of India (Non-Banking Financial Companies Wilful Defaulters and Large Defaulters) Directions 2025 as part of the…

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Chailsee Yadav
RBI Master Directions November 2025 for NBFC compliance Risk & Compliance

August 11, 2026

RBI Master Directions November 2025: What the Regulatory Consolidation Means for NBFCs

On 28 November 2025, the Reserve Bank of India completed one of the most significant regulatory consolidation exercises in its history. The…

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Chailsee Yadav